Delta-Bank

Delta-Bank: complete banking domain coverage built upon a modular and integrated architecture designed to accompany and assist your bank in its growth.

Delta-Bank V9 uses a 100% modular architecture which allows banks to select the most appropriate modules for its activity and add new services at any time. The Delta-Bank Core Module, the heart of the software, is shared by all of the modules. Thanks to this structure and a high level of configuration, the references and management rules unique to each bank and the local specificities are easily integrated.

Branch system • Means of Payment • Teleclearing • Term Deposits • Certificates of Deposit • Signatures	Trade finance system • International transfers • Letters of credit • Documentary collection • SWIFT messages • FX discounted notes • Import/Export licences • Foreign exchange position • Foreign cheques	Risk Management • Customer risk analysis • Alert rules • Bad debts & provisioning • Defaults in payment • Litigation management • Financial data analysis • Credit information centre	Management tools • Payroll • Human resources • Procurement • Fixed assets

Commitment system • Loans • Collateral • Letters of Guarantee • Leasing • Limits • Revolving credit • Syndicated loans • Recovery	Decision support • Budget accounting • Cost accounting • Customer Relationship Management (CRM) • Treasury	Multi-channel • SMS Banking • Phone Banking • Web Banking • Debit/credit cards management • ETEBAC Telematics	Other modules • Islamic Banking • Insurances • Stocks & shares management • Printing management • AML