Solutions Functional coverage

Delta-Bank: complete banking domain coverage built  upon a modular and integrated architecture designed to accompany and assist your bank in its growth.

Delta-Bank V9 uses a 100% modular architecture which allows banks to select the most appropriate modules for its activity and add new services at any time. The Delta-Bank Core Module, the heart of the software, is shared by all of the modules. Thanks to this structure and a high level of configuration, the references and management rules unique to each bank and the local specificities are easily integrated.






Coding systems
• Clients / Third parties
• Accounts / Products
• Tariffs
• Access & security
• Alphabet / language

Reporting
• Report generator
• XML flows
• Group reporting
• Archiving
• Desktop publishing
Accounting
• Interest calculation
• Revaluation
• Reconciliation
• Periodic closing
• Trial balances
Interfaces
• Web services
• Queuing Message
• Daemon
• VERTERA Tills
• Data migration
• Monitoring tools
Branch system
• Means of Payment
• Teleclearing
• Term Deposits
• Certificates of Deposit
• Signatures / Pictures / EDM
• Change
• Power of attorney / Proxy
• SEPA
• Flash transfers / funds availability
• Standing instructions & sweeping
• Debit/credit Card management
• Home Savings Plan / Home Savings Accounts
• Billing
Trade finance system
• International transfers
• Letters of credit
• Documentary collection
• SWIFT messages
• FX discounted notes
• Import/Export licences
• Correspondents
• Nostro reconciliation
Risk Management
• Alert rules
• Bad debts & provisioning
• Defaults in payment
• Litigation management
• Risk on drawee / drawer
Management tools
• Payroll
• Human resources
• Procurement
• Fixed assets
Commitment system
• Loans
• Collateral
• Letters of Guarantee
• Leasing
• Limits
• Revolving credit
• Recovery
• Scoring
• Consumer credit
• Islamic investment
Decision support
• Budget accounting
• Cost accounting
• Customer Relationship Management (CRM)
• Financial data analysis
Multi-channel (24h/7d)
• SMS Banking
• Phone Banking
• Internet Banking
• ETEBAC Telematics
• ATM / POS
• Call Center
Other modules
• Insurances
• Stocks & shares management
• Printing management
• AML
• Treasury
• Factoring
• Posting model interpreter


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